No checking, but it is recommended not to make loans easily!

Credit reporting is the collection, sorting, preservation, and processing of credit information of natural persons, legal persons, and other organizations in accordance with the law, and provides services such as credit reports, credit evaluations, and credit information consultation to help customers judge and control credit. Risk, credit management activities. Credit reporting is an activity in which a professional, independent third-party agency establishes credit files for individuals or enterprises, collects and objectively records their credit information in accordance with the law, and provides external credit information services in accordance with the law. It provides professional credit institutions with A platform for sharing credit information. The credit report records an individual's past credit behavior, which will affect the individual's future economic activities. These behaviors are reflected in the personal credit report, which is often referred to as the "credit record."