The news that a Wuhan doctoral student took out a routine loan online put him under great pressure to repay the debt. In the end, he chose to end his life because he could not bear the debt collection from those who were the originators of the routine loan. This news made netizens We are very sad. In fact, the dangers of routine loans and campus loans have been popularized, but there are still many victims. So why are routine loans and campus loans so rampant

1. Insufficient supervision

In fact, regarding the dangers of routine loans and campus loans, both the government and the police have carried out legal propaganda in this regard to remind everyone not to be fooled. However, it seems that there are still many people who fall into the trap of routine loans in life, and the victims are more likely to be students.

In fact, routine loans and campus loans can be so rampant. From an objective point of view, , in fact, it is because the police or relevant government agencies have not strictly supervised routine loans and campus loans. Of course, this does not mean that the relevant departments are not doing well, but because the essential characteristics of routine loans and campus loans require supervision. becomes difficult. 2. Lack of precautionary awareness

One of the characteristics of the so-called routine loans and campus loans is that most of them are small and short-term, but the biggest feature is that the interest rates are very, very high. We all know that young people today are very accustomed to consuming in advance, and the general environment has indeed made it easier for everyone to consume in advance.

One of the reasons why many victims take out routine loans or campus loans is that they may accidentally click on a certain page, or enter a certain online loan app platform, and then false loans will be made on the page. False propaganda, such as interest-free, low interest, no threshold, etc., has made many people lose their awareness of precautions

3. Routine loans themselves are very cunning

These routine loans use so-called private lending as a cover to evade many forms of governance. Unscrupulously playing the edge game, many victims only borrowed a very small amount of money at the beginning, but later incurred huge debts under the routine, and their criminal methods have been constantly updated, so it is all about the routine. The loan enforcement process has also become more difficult.