What is a college student entrepreneurship loan?
College students' entrepreneurship loans refer to unsecured and unsecured credit loans provided by banks and other financial institutions for college students' entrepreneurship, which are generally accompanied by preferential policies of the government and mainly involve financing, business opening, taxation, entrepreneurship training and guidance.
In addition, there will be some loan platforms and institutions in the market to provide entrepreneurial loans for college students, but the loan interest is unbearable for college students who have no economic resources. So be sure to think carefully before choosing.
Ps: College students include junior college students, undergraduates, graduate students and doctoral students.
What are the conditions for college students to start a business loan?
Generally, this kind of entrepreneurship is an unsecured college student credit loan issued by banks and other lending institutions for college students. If you want to apply first, you must first meet the following application conditions:
1. First of all, you must be at least 18 years old, you must also have a valid ID card and proof of legal residence address, and you must also provide a fixed business place;
2. The applicant must have a business license and a business license of related industries, and have a stable income and the ability to repay the principal and interest;
3. The applicant's investment projects need to have certain self-owned funds, and the purpose of the venture loan conforms to the provisions of the state.
College students who meet the above conditions should bring the Approval Form for Self-employment of College Graduates, the original and photocopy of graduation certificate, the original and photocopy of my ID card, the registration card and two one-inch photos. And my file needs to be submitted to the graduation office of the personnel bureau for application.