Where are you from? For applying for unsecured and unsecured personal credit loans, under normal circumstances, banks require borrowers to have stable jobs and fixed residences; Personal credit status is good; Moreover, there are certain conditions for the monthly income of loans. Generally, the borrower's monthly income is not less than 3000 yuan. The loan amount is generally about 5 times of the monthly income level.

Meet some basic application conditions of personal credit loan, and you can apply for a loan from the bank by providing proof of work income, water, electricity and coal bills and three-month bank salary bills. If it is a high-quality customer, the bank will give priority to certain loan concessions.