Legal analysis: It is very dangerous and unfavorable for us to sign blank contracts and receipts. It's best to leave any supplementary evidence to prove that we signed a blank contract and receipt for them.

Legal basis: Measures for the Administration of Individual Housing Loans

Article 10 The lender shall reasonably determine the loan term according to the actual situation, but the longest term shall not exceed 20 years.

Article 11 The borrower shall work out a repayment plan with the loan bank. If the loan term is within 65,438+0 years (including 65,438+0 years), the borrower will repay the principal and interest at maturity, and the interest will be paid with the principal. If the loan term exceeds 1 year, the principal and interest of the loan shall be repaid monthly.