The car loan credit card can't withdraw money, and the amount in the car loan credit card is a special amount, which can only be used to pay for the car purchase. For example, if the amount of car loan applied by the user is 6,543,800 yuan, then after the special installment of the credit card is 6,543,800 yuan, the card can only save money but cannot withdraw money. Users want to withdraw cash by credit card, please choose other credit cards that have not handled car loan business.

In addition, when handling car loan business, credit cards cannot be used for consumption, and online and offline payment is not supported.

Generally speaking, the car loan credit card is a special card. You can only pay for the car you want to buy on a specific pos machine, and you can't spend it elsewhere. After swiping the card, the cardholder needs to repay the arrears on schedule according to the number of installments. After paying off the debt, if the cardholder wants to use the credit card, he can apply for it at the bank.

Generally speaking, to apply for a bank credit card, the applicant needs to meet the following conditions:

1. The applicant is between 18 and 65 years old, holds valid identity documents and is a natural person with full civil capacity.

2. The applicant's personal credit record is good.

3. The applicant has a fixed job and a stable income. If you have a car, you can also provide relevant certification materials of the car, which will help you get a higher quota.

The process of auto loan credit card is as follows:

1. The applicant submits the application materials for auto loan;

2. The handling bank conducts preliminary examination on the application materials submitted by the applicant, and conducts credit investigation and customer evaluation on the applicant;

3, through the preliminary examination and credit investigation, in line with the loan approval conditions;

4. After passing the examination and approval, notify the applicant to handle the relevant procedures such as contract signing, loan, mortgage or pledge; If it fails to pass the examination and approval, it shall explain the reasons to the applicant;

5. After the application contract comes into effect, the handling bank will issue loans. Special loan method is adopted, that is, according to the loan contract, the handling bank directly transfers the loan to the dealer account of the borrower's car purchase.

Matters needing attention in handling:

1. The down payment for car purchase cannot be paid by credit card;

2. CCB's credit card purchase fee needs to be paid in one lump sum at the first repayment;

3. If repayment is to be made in installments in advance, the handling fee will not be refunded;

4. Vehicles purchased by credit card in installments must be insured against vehicle theft and vehicle loss, and the insurance period is consistent with the installment period.