1. Log in to Alipay APP and click the "Flower Garden" icon.
2. After entering the flower garden page, click the "I want to borrow money" button.
3. Choose the loan amount and loan term according to the loan demand.
4. Fill in personal information and verify your identity. Generally, you need to provide information such as ID card and mobile phone number.
5. Submit the loan application and wait for approval. After approval, the loan will be directly credited to the balance of Bai Hua.
It should be noted that the interest and handling fee of Huayuan loan are relatively high, so you should fully consider your repayment ability and loan purpose before borrowing. At the same time, timely repayment can increase Bai Hua's credit line and score, thus obtaining more loan opportunities.