The basic process of buying a house is the preparatory work in the early stage of buying a house-choosing a house to see the house-subscribing for signing a contract-handling a loan-checking and accepting the house-decorating and moving in-handling a property right certificate. \n Step 1: Preparation before buying a house. \n 1。 Be psychologically prepared for the real estate price and purchase area. \n2。 Calculation of economic capacity. House price is an important part of capital preparation before buying a house, but it needs to be clear that the cost involved in buying a house is not just house price. If we only pay attention to the house price and ignore other issues before buying a house, it will often lead to the cost overrun of the whole house purchase budget, and even reach the embarrassing situation that we can afford it but can't afford it. \n Step 2: Choose a house to see the house. It is best not to set the house in a lot, but to change ideas to choose the place to buy a house. In the process of choosing housing, we should make the most reasonable investment within the affordable price range. \ nStep 3: Subscribe and sign the contract. Before signing the contract, you should carefully check the qualifications of the developer. After all inspections are completed, a certain deposit is required. If you are not sure about signing the contract, you can entrust a lawyer to assist you. \n Step 4: Apply for a loan. Choose the appropriate payment method according to your own economic ability. If you have sufficient funds, choose a one-time payment. If the funds are limited, you can choose installment payment and bank loan. \ nStep 5: Check the house. After receiving the occupancy notice, confirm the delivery date and bring all materials (including ID card, commercial housing purchase contract, invoice, etc.). ). When handing over the house, you should carefully check and accept it, and it is best to ask engineering professionals to help you collect the house. \ nStep 6: Decorate and move in. Many people often ignore this point after buying a good house, only to find that the bad property has brought great influence to their lives after moving in. In our daily life, it is usually closely related to property. When accepting the property, we must be cautious, and don't rashly sign the verification form or the housing handover form, so that we can't fully fight for our due rights and interests in future housing disputes. \ nStep 7: Handle the property right certificate. Moving into your new house can't make you live a comfortable life. You need to urge the developer to go through the formalities of property right transfer as soon as possible, so that you can get the legal property right certificate. After handling the house ownership certificate, the transaction of commercial housing is completed.