Revolving loan, a common term in banking. Revolving loan means that customers can mortgage their commercial houses to banks and get a certain loan amount. During the mortgage period, the customer can withdraw money in installments and recycle it. When the single payment does not exceed the available amount [1], the customer only needs to fill in the withdrawal application form without special re-approval. Generally speaking, they can withdraw cash within 1 hour, which is equivalent to carrying a safe and convenient mobile "vault" with them.

Fixed assets loans are loans issued by banks to solve the capital needs of fixed assets investment activities of enterprises, which are mainly used for medium and long-term local and foreign currency loans for the construction, purchase and transformation of fixed assets projects and the construction of corresponding supporting facilities.