The longest loan period is 30 years for residential buildings, commercial and residential buildings, office buildings, shops and other real estate products 10 years.

Term of ordinary residential loan:

1-30 years, depending on personal economic situation. Those with strong repayment ability can borrow less for a few years, and those with heavy repayment pressure can borrow more for a few years. Generally, the age of male loan is no more than 65, and that of female loan is no more than 60.

Loan life of real estate products such as commercial and residential buildings, office buildings and shops:

1- 10, the interest rate rises on the basis of the benchmark interest rate 10%, and the loan length can be determined according to the personal economic situation. Generally, the age of male loan is no more than 65, and that of female loan is no more than 60.