Chouzhou bank loan interest is not high. The loan interest rate of Zhejiang Chouzhou Commercial Bank is strictly in accordance with the interest rate standard issued by the People's Bank of China. The annual interest rate is 4.35% within one year (including one year), 4.75% from one year to five years (including five years), 4.9% over five years, 2.75% for individual housing provident fund loans under five years (including five years) and 3.25% for more than five years. Loan refers to the monetary funds provided by banks or financial institutions to borrowers to repay the principal and interest at the agreed interest rate and time limit. Loans are to meet the various needs of borrowers, such as house purchase, car purchase, business operation and consumption. Loans can be divided into short-term, medium-term and long-term loans according to the term; According to whether there is guarantee or not, it is divided into credit loans and secured loans, among which secured loans include mortgage loans, pledged loans and secured loans.