The materials required to withdraw provident fund in Zhengzhou City are as follows:

1. Marriage certificate and copy are not required if you are not married;

2. ID card For information, married people need to present the ID cards and copies of both parties, which is indispensable. What needs to be noted here is not only married people, but unmarried people also need to show their ID cards and copies;

3. They need to show their real estate certificates and copies. This is mainly aimed at people who own houses. If you don’t have a house, you need to show the rental contract;

4. Divorce and retirement certificate, this is for retirees and retirees who want to withdraw Provident fund, you need to present the retirement certificate issued by the company to the relevant department;

5. Handle it with the relevant low guarantee. This is a group with difficulty in life and low income, but you need to present copies of your ID card, household registration book, etc. ;

6. An application form for withdrawing housing provident fund must be obtained from the provident fund management center.

Conditions for withdrawing provident fund:

1. Used for house purchase. If you want to get a loan to buy a house, you can apply for a provident fund loan. The interest rate of a provident fund loan is low, which can save loan users a lot of loan interest. If you don't apply for a loan, you can withdraw the provident fund in one go to pay the down payment of the house. Those who have applied for a commercial loan to buy a house. Users can withdraw the provident fund on a monthly basis to repay the principal and interest of the loan;

2. For housing construction, renovation or overhaul, when the provident fund payer needs to build his or her own house, or renovate or overhaul his or her own house. , you can apply for a one-time withdrawal of housing provident fund to pay for housing construction, renovation, and overhaul costs;

3. Used for renting a house. Part of the city's provident fund can also be used for renting a house. If the monthly rental expenditure exceeds a certain proportion of the provident fund payer's family income, the provident fund can be withdrawn monthly to pay for housing rent;

4. Used to treat major illnesses disease. If a provident fund payer's family member unfortunately suffers from a serious illness, he or she can apply to withdraw the provident fund to pay for medical expenses and reduce the family burden;

5. If a provident fund payer retires, retires, or settles abroad, he or she can Apply for a one-time withdrawal of provident fund. For retirees, a one-time withdrawal of provident fund is a considerable pension.

To sum up, in the process of withdrawing provident fund, you need to prepare relevant materials first, then apply to your unit, and provide relevant required information according to the purpose to be used, and the unit will first make the application. After pre-examination, submit it to the local provident fund department. The provident fund unit will approve the withdrawal amount and the number of times it can be withdrawn. After verification, it will be released to the individual's account.

Legal basis:

Article 24 of the "Housing Provident Fund Management Regulations"

If an employee has any of the following circumstances, he or she may withdraw funds from the employee housing provident fund account The storage balance of:

(1) Those who purchase, build, renovate or overhaul their own houses;

(2) Those who retire or retire;

(3) ) Completely loses the ability to work and terminates the labor relationship with the employer;

(4) Leaving the country to settle down; (5) Repaying the principal and interest of the house purchase loan;

(6) The rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.

If an employee dies or is declared dead, the employee’s heirs and legatees can withdraw the balance in the employee’s housing provident fund account; if there is no heir or legatee, the balance in the employee’s housing provident fund account can be withdrawn. Included in the value-added income of the housing provident fund.