The information required for early repayment appointment is as follows:

1. Identity card of the repayer: original copy;

2. Sufficient balance on one card Bank card for repaying the mortgage;

3. Loan contract when buying a house: original copy;

4. Go to the bank to make an appointment to apply. Generally, once the application is approved, the money will be deducted that month.

The repayment method for early repayment is as follows:

1. All repayments in advance, the interest that has been paid will not be refunded, and there will be no interest on the rest;

2. Partial early repayment, details are as follows:

(1) The monthly repayment amount remains unchanged and the repayment period is shortened: it can effectively save interest;

(2) ) The monthly payment amount is reduced and the repayment period remains unchanged, which can reduce the monthly payment burden;

(3) The monthly payment amount is reduced and the repayment period is shortened, which can save more interest.

3. The total principal of the remaining loan remains unchanged, but the repayment period is shortened. If the total principal remains unchanged and the repayment period is shortened, the monthly payment will increase and the interest paid will increase. Reduction, relatively speaking, is not cost-effective.

Legal basis: Article 32 of the "General Principles of Loans"

Loan repayment:

The borrower shall repay the loan principal and interest in full and on time in accordance with the loan contract.

The lender shall send a notice of principal and interest repayment to the borrower one week before the expiration of the short-term loan and one month before the expiration of the medium- and long-term loan; the borrower shall prepare funds in a timely manner and repay the loan on time. Principal and interest.

Lenders must promptly issue collection notices for overdue loans and do a good job in collecting the principal and interest of overdue loans.

For loans that cannot be repaid within the time limit stipulated in the loan contract, the lender shall impose penalty interest in accordance with regulations; if the loan cannot be repaid or cannot implement the repayment of principal and interest, it shall urge the repayment or prosecute according to law.

The borrower must negotiate with the lender to repay the loan early.