Guiyang, the capital of Guizhou Province, is named after Shan Zhinan, and its domestic price is expensive. It is also one of the few provincial capital cities that can not be purchased. So what is the down payment ratio of housing loans in Guiyang in 2020? Next, Bian Xiao will give you a detailed introduction.

1, down payment ratio of commercial loans

(1) The down payment ratio of commercial loans can be reduced to 20%;

(2) For households that own 1 apartment and the corresponding housing loans have not been settled, in order to improve their living conditions, they should apply for commercial personal housing loans again to purchase ordinary housing, and the down payment ratio should be adjusted to not less than 30%.

2, provident fund loan down payment ratio

(1) The down payment ratio of employees' families using housing provident fund loans to purchase forward houses, existing houses and second-hand houses shall not be less than 20%;

(2) For those who meet the second-home loan policy and apply for housing provident fund loans to purchase faster houses, existing houses and second-hand houses, the down payment ratio shall not be less than 30%.