Credit card installment payment of Guangfa Bank:

Installment consumption by banks: refers to the cardholder's application for repayment of principal and handling fee by installments from the time of consumption to the current billing date (inclusive) in a single transaction of RMB above 500 yuan, subject to the audit results. You can freely choose 6/ 12/ 18/24 installments (monthly 1 installment), and the handling fee for each installment is only 0.7%/0.7%/0.72% of the transaction principal, and it will be deducted by installments.

Bill installment: refers to the period from the day after the bill date to two days before the final repayment date, the cardholder can apply to repay the current bill arrears by installment (6/ 12/ 18/24), and the corresponding handling fee for each installment is only 0.7%/0.7%/0.72%/0.72% of the transaction principal, which will be deducted by installments. The result and processing amount will be paid by the bank.

Financial wisdom fund is an innovative financial management service for credit card holders. You can apply for an additional cash advance of RMB 65,438+0, which can be used freely and flexibly, and you can easily repay it in 6/65,438+02/65,438+08/24 months. Only 0.75% of the principal fee is required for each installment, which can be returned to the credit card at the time of application according to the monthly bill. The approved amount/result is to be reviewed.

Note: The application amount is an integer multiple of 1000, and from 2000 yuan, the money will be transferred to the current savings account of a domestic bank in my name. Deduct the transfer fee from the credit card at our bank 10 yuan/transaction and cross-bank 20 yuan/transaction.