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What is the maximum interest on loans stipulated by the state?
Interest rate of personal first-hand housing loan of China Bank:

The pricing of RMB personal first-hand housing loans is based on the latest LPR issued by the People's Bank of China. Loans with less than 5 years (inclusive) use 1 year LPR, and loans with more than 5 years (inclusive) use LPR for more than 5 years.

When the loan repricing date is adjusted, the LPR of the loan pricing benchmark will be adjusted to the latest LPR of the corresponding grade published by the People's Bank of China.

Due to the differences in business in individual regions, please consult the bank branch for details. You can also enter the bank's online customer service manual service and call the bank's customer service hotline 95566 (please call +86 10-95566 for overseas and Hong Kong, Macao and Taiwan) for consultation.