What kind of card is the Ping An installment card?
The full name of Ping An installment card is Ping An installment credit card, which is a UnionPay single currency card. Only the main card has no secondary card, and only cities such as Jinan, Taiyuan, Zhengzhou, Shijiazhuang, Fuzhou, Haikou, Hefei, Qingdao, Xiamen, Huizhou and Wuhan can apply.
It is not difficult to find out from the name that Ping An installment card is a credit card of Ping An Bank for customers with installment needs, so the function of this credit card is installment. After handling this card, the credit card will be automatically phased when the consumption reaches a certain amount, and the cardholder does not need to apply again.
How to use the Ping An installment card?
The use of Ping An installment card is no different from that of ordinary credit cards. It can be used not only online, but also in physical stores.
However, unlike ordinary credit cards, when the single consumption amount of Ping An installment card reaches 300 yuan, the system will automatically divide the consumption amount into 12 installments by default. The handling fee rate of each installment, the installment amount and the number of installments cannot be changed, but the installment can be terminated by prepayment, but it is not necessary.
Because Ping An Credit Card repays the processed consumption in installments in advance, the unpaid installment amount and handling fee need to be paid off in one lump sum, which is very uneconomical.
The above is the introduction of "What kind of card is the Ping An installment card", and I hope it will help everyone. In short, Ping An installment card is an automatic installment credit card. After issuing the card, when the cardholder's single consumption is greater than or equal to 300 yuan, it will be automatically divided into 12 periods. If there is no installment demand, do not apply for this credit card.