In today's society, how to provide for the aged is an unavoidable problem for each of us, and we will face it sooner or later.
Recently, a blogger sent a video and went to a nursing home. The truth in the video makes people feel a little suffocated.
It was 3 pm when he entered the room. But in the room, only one person is sitting, and the other three people are sleeping.
The blogger chatted with her and learned that she had lived here for almost two years. Asked about her feelings, grandma sighed and said it was like going to jail. The daily routine here is nothing but eating and sleeping. Wake up every morning, have breakfast at 5:40, have dinner at 4:40 in the afternoon, and then the day is over. There are only three old people in the nursing home, including her Others lie in bed every day. Because it was dinner time when he visited, the video also recorded the eating session. Except for the old woman and the other old man who spoke just now, the daughter fed them, and the other two were fed by the nurses. In the second half of the video, you can see that the process of eating is not so smooth. The old man in red lying in bed has to be coaxed by the nurse to get a bite.
After this video was released, it caused great discussion on the Internet. Because this is the real life of the elderly in China in nursing homes.
202 1, the birth rate fell below 1%, with a net increase of 480,000, and the proportion of the elderly population reached as high as Peking University. A demographic study predicts that China will enter a super-aging society in 2033, and the proportion of the elderly population will exceed 20%. With the deepening of aging, how to provide for the elderly in the future?
It is not only China that has an aging population, but also all countries in the world, especially German. Germany is the oldest country in Europe at present. According to the data of the United Nations, there are about 82 million people in Germany at present, and the elderly over 60 account for more than 23%. Then, as one of the countries with the most aging population in the world, how does Germany solve the problem of providing for the aged?
The elderly in Germany do not rely on their children, but mainly rely on their own support and the support of the state and society. Germany has a relatively perfect old-age security system, which makes the elderly in its own country feel safe.
German pensions have four pillars.
The first pillar is social basic old-age security. According to the law, all employees must participate in endowment insurance, and the endowment insurance premium accounts for about 20% of the total income of employees, which is paid by employees and employers and deducted from employees' wages. The employee pension insurance company pays pension and social insurance after the employee's professional ability is weakened. Usually, people over 65 can receive a pension.
The second pillar is the private pension plan. When employees are on the job, employees and business owners pay part of the money respectively. This money can be invested, and the income and principal will enter the employee's personal account. Individuals can take it with them when they change jobs, but they are not allowed to withdraw it in advance.
The third pillar is personal savings. Individuals generally save some pension money, and the government gives preferential policies.
The fourth pillar is the aid plan. Implement various preferential policies for the elderly, such as the medical care plan, to help pay all medical care expenses except insurance. In addition, there are housing funds, civil assistance and guardianship laws for the elderly.
Germany has developed various forms of old-age service models to meet the diverse needs of the elderly. Pension institutions generally include pension centers, apartments for the elderly, hospice care hospitals, etc. In addition to nursing homes, there are several other ways for the elderly in Germany to provide for the elderly.
Home-based care for the elderly, that is, the elderly live at home and rely on social support for the elderly, is the most common form. Since there is no law in Germany requiring children to support their parents, these old people also live alone.
"Community pension" is between home pension and nursing home pension. The difference between it and home-based care for the aged is that every day, nursing staff will come to visit and live in the community, and they will not be separated from the interpersonal relationship in the original community.
There are also various projects to help the elderly in Germany, and community volunteers will come to the door regularly. For example, when you are young, you can participate in the "time-saving" volunteer project, and when you are old, you can enjoy volunteer service for free.
In addition, Germany also has many assistance programs for the elderly, such as implementing various preferential policies, such as medical care programs, to help pay all medical care expenses except insurance. In addition, there are housing funds, civil assistance and guardianship laws for the elderly.