There are generally the following reasons for the failure of Xiaomi's credit line:

1. User personal information error:

The name of the bank card owner must be consistent with my real name authentication. Please confirm whether the bank card number, name, ID number and reserved mobile phone number of the bank card are complete and correct.

2. The user's bank card status is abnormal:

If the status of the user's bank card is abnormal, for example, the bank card has expired, failed or reported the loss, please ask the user to replace the receiving bank card or go to the bank to restore the status of the receiving bank card to normal.

3. Xiaomi loan platform system network failure:

When the network of Xiaomi loan platform system fails, it is generally that the system is being maintained and upgraded, and users can try again later.

Xiaomi Loan Xiaomi officially produced a high-quota, low-interest, unsecured credit loan and installment product. If you choose Xiaomi loan, you can use the 0 down payment installment in Xiaomi system, as well as full interest-free shopping from time to time, so that users can enjoy the fun brought by technology. Long-term use is conducive to increasing personal quota.

Before the loan, the user needs to apply for the loan amount through the following steps:

Loan home page → get it right away → fill in ID number → fill in mobile phone number → face recognition.

Users can make loans through the following steps:

Loan home page → go to borrow money → fill in the required information on the loan page → wait for the loan to arrive within 1 minute at the earliest.

Note: Xiaomi loan amount is given by the system according to the comprehensive evaluation of user credit. If the user has not passed the approval, please accumulate credit and try to apply for the bank later.