Basic credit: refers to the credit line determined by commercial banks according to the national credit policy and the basic conditions of various regions and customers, such as grain circulation loans, agricultural industrialization leading loans, grain processing loans and other corporate loans.

Special credit: refers to the credit granted by Agricultural Development Bank to special projects in addition to the basic credit line according to national policies, changes in market conditions and special needs of customers. For example, reserve loans, supervision loans, project loans and contract purchase loans can obtain special credit.