Personal mortgage-pledged consumer revolving loans refer to Bohai Bank providing revolving credit lines to individual customers. The borrower can apply to Bohai Bank multiple times for personal consumption purposes, provided that the credit validity period and available credit limit are not exceeded. A loan business that can be recycled.
1. Loan conditions
1. The borrower’s legal and valid identity document;
2. Have a legitimate occupation and a stable source of economic income, and have sufficient The ability to repay the principal and interest of the loan;
3. The applicant and the mortgagor have good credit records and no bad social records;
4. The ability to provide sufficient and effective guarantees, and the loan The purpose is clear and legal;
5. Other conditions required by the lender.
2. Loan Amount
1. Mortgage Guarantee
(1) The maximum loan amount for a housing mortgage is 70% of the assessed value of the mortgaged property;
(2) The maximum loan amount for commercial housing mortgage is 60% of the appraised price of the mortgaged property.
If you have capital turnover needs, it is recommended that you use Youqianhua. Youqianhua is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, changed its name to "Youqianhua" in June 2018 "), big brands are reliable, have low interest rates and are trustworthy. Youqianhua-Manyidai, the maximum loan amount is 200,000, and the daily interest rate is as low as 0.02.
I have learned about many small loan companies. Generally speaking, Baidu Youqianhua has the highest approval rate platform. The credit limit is the highest. I was given a credit limit of 9.5W for nothing, and my colleague directly extended a credit limit of 18W.
Du Xiaoman - If you have money to spend (second batch), click online to measure the amount
Special note: withdraw the full amount as soon as possible after the limit is exceeded, because risk control is dynamic.
It is best to put forward all the suggestions you have. The risk control system will mistakenly think that you do not need the funds, causing the withdrawal to fail. It is safer to raise at least 60. Early settlement and repayment is supported after the first installment.
If you have enough money to spend or no quota, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The review is relatively less strict!
360 IOU can borrow up to 200,000 yuan!
Click to measure the amount online
You can borrow up to 50,000 in installment loan!
Click to measure your amount online