After the online merchant lends money, it is best for users to transfer the money collected from the bank card to other bank cards, and then use other bank cards for repayment. You can also use the collection bank card to pay back the credit card directly, but it does not rule out the risk control that will trigger the online merchant loan. Therefore, it is safer for users to transfer several times, so that the monitoring of online business loans will become smaller. Of course, there are also many users who directly use the collection bank card to repay their credit cards, but they have not triggered risk control. Can only say that these users are lucky.
1. What are the requirements for online lending?
1. Personal loan has been handled in Agricultural Bank.
2. The loan account specified in the signed debit card loan contract is in a normal state.
3. All loans associated with the signed debit card have no overdue loan principal and interest.
4. Other conditions stipulated by the Agricultural Bank.
Two. China Agricultural Bank Online Loan Application Materials
1. Legal and valid identification of the borrower.
2. Contracts and related agreements, such as personal guaranteed loan contracts or maximum guaranteed personal loan contracts.
3. Debit card is used as the loan account of personal loan contract.
4. Other information required by the Agricultural Bank.
3. The reasons for the rejection of the online loan approval of Agricultural Bank of China
The approval of ABC's online loan is based on the comprehensive evaluation of loan applicants. The comprehensive scoring factors of banks include 1. Credit 2. Return on assets. Debt (expenditure) 4. Family structure. Social status (including work or legal person). If one or the comprehensive score is too low, ABC's online loan application will be rejected.