Ping An Pratt & Whitney Loan will affect credit reporting. After the loan is approved and the loan is granted successfully, there will be detailed records of Ping An Pratt & Whitney loan in the credit information, including the lending institution, account opening date, credit line, used line, repayment situation and other detailed information. Overdue repayment after loan will record overdue status, overdue time, overdue amount and other overdue contents, which is negative information that adversely affects personal credit and will affect credit investigation. Ping An Pratt & Whitney is a formally established financial company, which operates with a license and has the background of China Ping An brand. Therefore, it is inevitable to contact the central bank for credit investigation, and the funder needs to know the borrower's past credit behavior according to the borrower's credit investigation status, so as to prevent risks and control the occurrence of bad credit.