At present, the loan requirements of Hangzhou provident fund and the deposit amount of the next month's provident fund refer to the total amount of companies and individuals.

If the monthly payment is 13 1-406, you can use the provident fund loan 15000.

The monthly payment is between 406 and 975, and the loan is 300,000 yuan.

The husband and wife have a loan of 500,000 yuan, and the monthly payment is more than 975 yuan.

If both husband and wife pay more than 975 (inclusive), they can borrow 800,000 yuan.

Provincial provident fund demand

You can't get a loan if the monthly payment is less than 243 yuan.

The monthly payment is 243 to 487 yuan, and the loan is 300,000 yuan.

Couples who pay more than 487 yuan a month can borrow 500 thousand yuan.

If the monthly payment of both husband and wife exceeds 487 yuan, they can borrow 800,000 yuan.

Note: Requirements of provident fund for down payment:

Municipal Provident Fund: For families, the municipal provident fund can be used if the per capita housing area is less than 33.7 square meters, otherwise it cannot be used. The down payment for a house before 2000 is 4 floors, and the down payment for a house after 2000 is 3 floors. The loan amount can exceed 50% of the total house price.

Provincial Provident Fund: 1992 The down payment is 4 floors after age and 3 floors for civil servants. No loan is allowed before 1992, and the loan amount shall not exceed 50% of the total house price.