First of all, the car 4S shop has nothing to do with loans. You only pay the down payment when you pick up the car. At the same time, please note that at the same time, the bank enters the final payment to make up the full amount of the car, and the 4S store will release the car when it sees the money. Decline in listing and mortgage registration business.

The 4S store requires you to pay a down payment. Do you want to ask if you want to pick up the car? If you don't just pay the down payment when you pick up the car, maybe the 4S store wants to collect your money first, and then you want to return the car or not apply for a mortgage, so you are in a passive position (because you have already paid the money).

If you are asked to pick up the car, you must pay a down payment. Hehe, that's all.