How much is the zero down payment for buying a house?
There are two ways to buy a house with zero down payment. One way is that the buyer temporarily refuses to pay or pay a small down payment, and the developer gives the buyer a year or several months to collect the remaining down payment before applying for a mortgage. This method is essentially equivalent to installment down payment.
How much is the down payment for buying a house?
1, the down payment ratio of the house is not fixed, and the down payment ratio is different in different areas and different loan methods. Strictly speaking, the down payment ratio of commercial loans for new houses is 30%, while the down payment ratio of provident fund loans is not less than 20%. Comparatively speaking, provident fund loans are more cost-effective. Because the differences in each region are different, the relationship between real estate and provident fund management center is different, so the number of loan layers is different. The general situation of down payment for loan to buy a house is as follows:
2. In the case of one-time housing, the minimum down payment can reach 20% for the purchase of a new house with an area of not more than 90 square meters. If you buy a house for the second time, the minimum down payment for buying a house is five floors.
3. For three suites, some banks don't give loans. Under normal circumstances, men can bring them to 70 years old, and the longest loan period is 30 years. The requirement is to have a local account or local social security for more than one year, and also to provide proof of income, proof of running water, and no bad records in the bank.