At present, the installment repayment period of WeChat micro-loan can only be divided into five months, 10 months and 20 months. If you want to borrow money, you can only choose three installments, but you can repay it in advance. You can repay the loan in advance on the second day after the loan arrives, without penalty interest, and the deadline for interest calculation is the repayment date.

Micro-loans are mainly aimed at "white list" QQ users recognized by Weizhong Bank. The total amount of granular loans is 500,000-200,000. The amount of loans that each person can apply for is different, and the interest is different. The daily interest rate is 0.02%-0.05%. Customers with good credit can enjoy the daily interest rate of 0.02%-0.04%, and most users are 0.05%.