Brand model: AL A-AN7O

System version: 4.0.0.175 (cooe170r7p4)

Application version: v7.5.6

1. Click me to enter the WeChat interface, and click me in the lower right corner.

Second, click to enter the payment. In my interface, click Pay inside.

Third, click on micro-loan to borrow money. After entering the payment interface, click on the micro-loan to borrow money below.

4. Click to pay off the loan in advance. In the micro-loan interface, click "Pay off the loan in advance" below.

5. Select the amount, click Repayment, select the amount to be repaid in the loan, and click Repayment in the lower right corner.

6. Enter the repayment password. Click Use Other Bank Card in the repayment interface. After entering the password, the repayment was successful.

Microfinance:

"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.

"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

Product features:

1. No mortgage, no guarantee.

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

2.7*24 hours service, the fastest 1 minute to complete the loan.

Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.

3. There is no handling fee for prepayment.

Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.

Repayment in advance by third-party trading software: firstly, log in to the account of third-party trading software and search for the student loan of China Development Bank. There is an option of prepayment, just follow the prompts;

Log in to the online system for repayment of student loans: log in and select the contract that needs to be repaid in advance, and click Repayment in advance. Note that the time to apply for repayment is June 1 to June 10 and June 10 days before June 12, and the general deduction time is the 20th of each month, so it is necessary to keep the balance in the card sufficient for repayment.

The national student loan is a credit student loan led by the government and provided by financial institutions to students with financial difficulties in colleges and universities to help them solve their tuition and accommodation expenses during their school days. The national student loan interest rate shall be based on the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and shall not rise. The national student loan interest of the loan students during their school days is paid by the finance, and the interest after graduation is paid in full by the borrower. In order to encourage financial institutions to undertake national student loans and establish a loan risk sharing mechanism, finance (universities) will give certain risk compensation to the handling banks. The national student loan is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time and bear relevant legal responsibilities. According to the different application places and work processes of students, national student loans are divided into two modes: national student loans in schools and credit student loans in students' places of origin. Full-time college students are not allowed to apply for national student loans and student-origin credit student loans repeatedly in the same academic year, and they can only choose to apply for one of them. In principle, full-time graduate students apply for national student loans on campus.

Application conditions:

Have the nationality of China people.

Honest and trustworthy, law-abiding, full-time undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, the list is subject to the announcement of the Ministry of Education) that have been formally admitted are approved to establish and implement higher education according to the relevant provisions of the state. Freshmen or junior college students, students with second bachelor's degree and graduate students who have obtained a true, legal and valid admission notice shall be subject to their pre-school household registration and the household registration of their parents (or other legal guardians). The family is in financial difficulties, and the income they can get is not enough to cover the basic expenses needed to complete their studies at school.

Handler:

Students' credit student loans are applied, approved and issued on an annual basis. Before the start of the new semester, students apply for loans from the county (city, district) student financial assistance management center where their families are located (some areas directly apply to relevant financial institutions). The county-level student financial assistance management center is responsible for the preliminary examination of the qualifications of the applications submitted by students. Financial institutions are responsible for the final approval and issuance of loans.

Undergraduate students do not exceed 8000 yuan per year, and graduate students do not exceed 12000 yuan per year.

Loan interest: The interest rate of student-origin credit student loan is based on the benchmark interest rate of the same grade published by the People's Bank of China in the same period, and does not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians). Repayment term and repayment method:

In principle, the term of student-origin credit student loan is determined according to the full-time undergraduate academic system plus 10 years, and the longest is no more than 14 years. Among them, students are determined according to the remaining years of study plus 10 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly. There is a grace period for students during school and two years after graduation. After the grace period is over, students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract.