1. You can take the train if your credit card is overdue. If the credit card is overdue, the issuing bank will be classified as a faithless person, and the faithless person can also take the train, but not the high-speed train.

2. Legal basis: Article 255 of the Civil Procedure Law of People's Republic of China (PRC).

If the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may take or notify the relevant units to assist in taking measures such as restricting exit, recording in the credit information system, publishing information on non-performance of obligations through the media and other measures prescribed by law.

Second, what is the impact of overdue credit card repayment?

1, resulting in interest and late fees. Interest generally refers to the full penalty interest, that is to say, even if the customer repays a part, the repayment part is not deducted when calculating the penalty interest, and the interest expense is usually calculated at the daily interest rate of five ten thousandths;

2. If the repayment is overdue for more than 3 times, you can apply for a credit card with a small amount, or you can borrow a loan with high interest;

3. Have a bad credit record. Those who are overdue for more than 6 times and fail to pay once will be blacklisted by the Personal Credit Information System of the People's Bank of China. Being blacklisted may affect work, school and going abroad;

4. Bear criminal responsibility. Malicious overdue payment, exceeding the prescribed limit or time limit, has not been returned for more than 3 months after two reminders, and is characterized as "malicious overdraft".