Sample bank loan application 1

XX Sub-branch of Agricultural Bank of China: XX commercial and residential community, a high-grade residential community developed and built by XX Limited Liability Company. Among them, the planned X building, X building and X building under construction cover a total area of more than X mu with a total construction area of X_. Designed to accommodate more than 600 people 180 households. The residential building design is unique and novel, with many new materials, new processes and new technologies, reasonable architectural layout and suitable sunshine. It is the first choice for people to live a healthy and harmonious life in accordance with the latest national building standards of energy saving, emission reduction and environmental protection. The whole XX community plans to invest X, which will be completed in three years. Building X, Building X and Building X are the third-phase construction projects of the community, with a total construction area of X_, with 0/80 houses and 0/6 commercial shops under construction. After the completion of the four main buildings in the third phase of "Qingshan Garden", the building is valued as XX at the current market price. According to the current sales statistics, as many as two-thirds of the buyers need to apply for mortgage loans, and it is estimated that they need to borrow XX million yuan. Therefore, we apply for housing mortgage loan from Agricultural Bank of China to promote sales and enliven the market. I hereby apply for the approval of China Agricultural Bank.

Applicant: XX

X year x month x day

Model essay on bank loan application II

Dear leaders of Shenyang Branch of Bank of China,

Hello, I am a student of xxx class in Shenyang xxx College, Han nationality (ethnic group), * * * Communist Youth League member (political outlook), and xxx (native place) in Hebei. There are five people in my family, as follows: parents and farmers, working outside; My brother went to high school; There is also an 83-year-old grandmother at home who suffers from hyperosteogeny and can hardly take care of herself. My parents' monthly income in 900 yuan is the only source of income for our family, which supports our brothers' education expenses, and they are getting old, and various diseases follow one after another. I am sure that my family is in financial difficulties, and it is really difficult to pay high tuition fees and maintain normal studies, so I have to apply for a national student loan in my hometown. Understanding of national student loan: student loan is a bank loan led by the government, with financial subsidies, financial and university compensation, and operated by banks, education administrative departments and universities to help poor college students pay tuition, accommodation and living expenses during their studies. In principle, the maximum per person per academic year is no more than 6000 yuan. The student loan received is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time and bear relevant legal responsibilities. The student financial assistance department of the school is responsible for the qualification examination of the national student loan application submitted by the students, and checking the authenticity and completeness of the materials submitted by the students; The bank will finally approve the student's loan application. The student loan is implemented in the form of one application, one credit and installment payment. Banks (or schools) will provide students with living expenses loans every month according to 10. The student loan interest rate shall be implemented in accordance with the interest rate announced by the People's Bank of China and the relevant national interest rate policies. The national student loan interest of the loan students during their school days is all subsidized by the finance, and the interest after graduation is paid in full by the loan students themselves. According to the employment and income after graduation, students choose the time to start repaying the principal within 1-2 years after graduation, and pay off the loan principal and interest within 6 years. If the borrower fails to repay the loan according to the time limit and amount stipulated in the repayment agreement signed with the handling bank, the handling bank will charge interest on the amount of repayment in default, and the lender who seriously breaches the contract will also bear relevant legal responsibilities. I promise to study hard at school, improve my ability and knowledge, always think about the spur of student loans, strive to graduate with excellent results, get a satisfactory job, and guarantee to repay the principal and interest of student loans on time. No delay in repayment, no default. If you don't voluntarily bear the relevant responsibilities according to the repayment! Promise not to escape the loan.

Salute!

Applicant: year month day.

Model essay on applying for bank loan

XXX credit cooperative:

Applicant XXX, male, 30 years old, ID number: XXXXXXXXXXX, living in Wang Jia Group, Shijiazhai Village, XXX Town, with a population of 2, is engaged in the construction of convenience service center in Mishima Water Town. Due to the current difficulties, he applied for a loan of 654.38+500,000 yuan from the rural credit cooperative union, with a term of three years, and mortgaged the property located in Shijiazhai Village, XXX Town, with the property number of Sifang Quanzhengtang Touzi No.0966, covering an area of 380 square meters and the land number of Situjiyong (2002) No.20. 020 158, with an area of 35 1.84 square meters, the repayment source is the project income, and the following solemn commitments are made:

1. Guarantee the authenticity of the loan purpose and do not use it for other purposes.

Two, the implementation of the relevant provisions of the loan contract certification.

Three, by both husband and wife and property * * * someone * * to repay.

Four. I am willing to take all the real estate in my family as joint and several liability guarantee.

5. Ensure quarterly interest settlement; Otherwise, compound interest will be calculated voluntarily, and the principal will be repaid at maturity.

Six, when the estate is divided, the heirs of the estate also bear the debts of the decedent in the credit union. The property can no longer be mortgaged with other individuals, units or economic organizations. If there is a mortgage, it is an invalid mortgage.

Seven, if you can not fulfill the above commitments, voluntarily assume all economic and legal responsibilities.

How to write a personal loan application? A sample article on loan application

Personal loan application form (general version)

I am a member of xx (Company), and my current position is xx. My average monthly income is xx yuan. A set of commercial housing (shop) developed for the purchase of xx (company), with the property number of xx. I hereby apply to your company for a mortgage loan of xx million yuan with a term of xx years, and agree to mortgage the purchased property to your company (bank) as repayment of the loan under the loan contract signed with your company (bank). I agree that your company xx (Bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status.

Based on the principle of honesty and trustworthiness, I declare that this property is xx house purchased by family loan (excluding provident fund loan). I opened a repayment account (account number xx) in our bank (sub-branch) according to your requirements, and promised to deposit the current principal and interest in full on the repayment date and loan maturity date, and authorized the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from the account on the monthly repayment date and loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.

Applicant (signature and fingerprint):

Valid ID number:

Date, year and month

Fan Personal Loan Application Form (Housing Loan)

The applicant's situation

Name: _ _ _ _ _ _ _ _ Sex: □ Male □ Female Nationality: _ _ _ _ _ _ Date of birth: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Tel:1:_ _ _ _ _ _ Tel: 2: _ _ _ _ _ _ _ Tel: 3: _ _ _ _ _ _ _ Mobile: _ _ _ _ _ _ _ _ Email:

Education: □ Postgraduate and above □ University □ Junior college □ Technical secondary school □ High school □ Junior high school □ Primary school □ Illiteracy or semi-illiteracy.

Marital status: □ Unmarried □ Widowed □ Divorced □ Married with children □ Married without children □ Other.

Work unit:

Working hours in the current company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Whether you have the qualification to practice: □ Yes □No..

Title: □ Advanced □ Intermediate □ Elementary □ No title.

My monthly income:

Monthly household income:

Per capita monthly income of family:

Number of dependents:

Main sources of income: wage income, self-employed income and other non-wage income.

Other sources of economic income:

Housing savings account number:

Social security number:

Total household assets:

Total household debt:

Total amount of family external guarantee:

Living conditions: □ Self-owned house □ Loan house purchase □ Sharing with relatives □ Dormitory □ Rent □ Other.

Housing accumulation fund account number:

Whether to open an account in our securities business system: □ Yes □ No.

Bank clerk: □ Yes □ No.

Do you have our credit card: □ Yes □ No.

Do you have our certificate of time deposit: □ Yes □No..

Customer level: □ None □ Branch level □ Head Office level.

Whether to participate in endowment insurance: □ Yes □ No.

Whether to participate in unemployment insurance: □ Yes □ No.

Whether to pay the provident fund: □ Yes □ No.

Whether to participate in medical insurance: □ Yes □ No.

Do you enjoy the housing subsidy: □ Yes □ No.

Spouse situation

Name: _ _ _ _ _ _ _ Date of birth: _ _ _ _ _ _ Date of birth: □ Male □ Female ID name: _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ Phone number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

* * * Same as the lender.

Name: _ _ _ _ _ _ Date of birth: _ _ _ _ _ Date of birth: □ Male □ Female Tel: _ _ _ _ _ _ _ _ Name of certificate: _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

loan application

Loan amount: _ _ _ _ _ _ _ (in words) RMB.

Lowercase:

The loan term is _ _ _ months.

Repayment method: □ Matching principal and interest repayment method □ Average principal repayment method □ One-time principal and interest repayment method.

Loan purpose: □ house purchase □ shop purchase □ self-built house □ house maintenance □ house replacement □ others.

Type of loan application: individual housing loan, individual commercial housing loan, individual re-traded housing loan and individual re-traded commercial housing loan.

□ Personal housing transfer loan □ Personal commercial housing transfer loan □ Personal self-built housing loan □ Personal overhaul housing loan.

□ Personal villa loan □ Personal second-home loan □ Personal high-grade commercial housing loan □ Provident fund personal housing loan.

Guarantee situation

Guarantee method: □ mortgage □ mortgage plus phased guarantee □ mortgage plus guarantee □ pledge □ pledge plus phased guarantee □ pledge plus guarantee □ guarantee.

Name of collateral: _ _ _ _ _ _ Name of pledge:

Name of guarantor:

Situation of proposed house purchase

Sales unit:

Project name:

Sales license number:

House Form: □ Existing House □ Forward House

Type of house:

Type of housing: welfare housing, micro-profit housing, affordable housing, affordable housing, commercial housing, unsold public houses, villas and others.

Address:

House structure: □ Frame □ Brick-concrete □ Frame shear □ Other

House area: _ _ _ _ _ _ square meters

Unit price: _ _ _ _ _ _ Yuan/m2

Total house price: _ _ _ _ _ _

Paid house price: _ _ _ _ _ _

Purchase contract number:

Property Ownership CertificateNo.:

Purpose of purchase: □ self-occupation □ investment □ others.

Delivery date: _ _ _ _ _ _ _ _ _ _ _

Whether to mortgage the commodity house: □ Yes □ No.

Self-built and overhauled houses:

House address:

Approval number of urban construction department:

House structure: □ Frame □ Brick-concrete □ Frame shear □ Other

Building area: _ _ _ square meters

Number of layers:

Cost of self-built house: _ _ yuan

Original value of the house: RMB.

Increased construction area: _ _ _ square meters

Expenses for overhaul of the house: _ _ _ (in words) RMB (in figures):

Planned commencement date: _ _ _ _ _ _ _ _ _ _ _

Planned completion date: _ _ _ _ _ _ _

The Lender and the Lender declare that:

1. I guarantee that the above information is true, legal and valid, and I voluntarily assume all legal responsibilities if I cheat or conceal the facts.

I admit that this application form is the basis for borrowing money from your bank. Copies of the submitted materials can be kept in your bank for future reference.

I have no objection when your bank does not accept the loan that does not meet the specified conditions.

I promise to repay the loan principal and interest in full and on time after obtaining the bank loan.

5. I agree that China Construction Bank will provide my credit information to the basic personal credit information database of the People's Bank of China and other personal credit databases approved by the credit authorities. It is also agreed that China Construction Bank can inquire about my credit status from the above-mentioned personal credit database or relevant units, departments and individuals, and the credit report obtained by the inquiry is limited to the scope of use stipulated in the Interim Measures for the Administration of Personal Credit Information Basic Database promulgated by the People's Bank of China.

Signature of Lender: * * Signature of Lender:

_ _ _ _ _ _ _ _ _

Statement of the Lender's spouse:

I am the spouse of the lender, and I agree that the lender can apply for personal loans from your bank. I also agree that China Construction Bank can check my credit status from the above personal credit database or relevant units, departments and individuals. The credit report obtained by inquiry is limited to the scope of use stipulated in the Interim Measures for the Administration of Basic Database of Personal Credit Information promulgated by the People's Bank of China.

Signature of Lender's Spouse:

_ _ _ _ _ _ _ _ _

Personal loan application form Fan Wensan (car loan)

Bank personal car loan application

Loan Bank: Account Manager:

Applicant information:

Last name:

Name of certificate: □ ID card □ passport □ Other:

Certificate number:

Post a photo of the borrower

Sex: □ male □ female Date of birth: MM DD YY.

Education: □ Postgraduate □ University □ Junior College □ Technical Secondary School □ High School □ Junior High School □ Primary School □ Other.

Marital status: □ unmarried □ married □ widowed □ divorced.

Home phone number: work phone number:

Mobile phone/pager: E-mail:

Home Address: Home Postal Code:

Local police station: Isn't it agricultural registered permanent residence? what's up number

Work unit:

Industry: finance and insurance, government machinery, culture, education and health, commerce, posts and telecommunications, transportation, tourism, real estate, electronics and others.

Company Name: Company Address:

Number of job changes within three years: less than once, twice and more than three times.

Monthly income of borrower: monthly income of family: dependent population:

Name of spouse: Name of spouse's certificate: □ ID card □ passport □ other.

Spouse ID number: spouse's work unit:

Address of spouse's work unit: Job title of spouse's work unit:

Spouse's work phone: Spouse's mobile phone/pager:

Vehicles to be purchased and loan application:

Brand of vehicle purchased: model: color: imported car □ Yes □ No truck □ Yes □ No.

Total car purchase amount: down payment amount: loan amount applied:

Term of loan: annual repayment method: □ quarterly □ monthly repayment of loan principal: RMB.

Down payment ratio:% proportion of repayment amount in each installment to family income:

Name of car selling unit: special dealer □ Yes □ No Car selling unit Tel:

Car purchase contract number: car purchase purpose: □ self-use □ cargo transportation □ long-distance and short-distance passenger transport □ taxi operation □ others.

Withholding and saving card:

Borrower's statement:

The above information is completely true. No matter whether the bank loans or not, the bank will keep this loan application. I agree that the bank can audit the income, property status and work experience of myself and my family members.

Signature of the applicant:

date month year

Statement by the borrower's spouse:

I am the spouse of _ _ _ _ _ _ _ _ _

Signature of the Borrower's spouse:

date month year

Guarantee information

Method of providing guarantee: (Please select and fill in)

□ Name of mortgaged property: appraised value: RMB mortgage rate:

□ Name of pledge right certificate: appraised value: RMB pledge rate:

□ Guarantor 1 Name: Guarantor 2 Name:

□ Name of pledged collateral (pledge): appraised value: RMB (pledge).

Guarantor 1 Name: Guarantor 2 Name:

Legal person guarantee:

Guarantor 1: company name:

Business license number: loan certificate number:

Legal Representative: Legal Representative Tel:

Authorized Agent: Authorized Agent Tel:

Chief Financial Officer: Chief Financial Officer Tel:

Legal person code: Main business:

Basic bank account number: company address:

single

How to write the loan application?

First look up at the XXXXXX branch/unit, then introduce yourself, explain the reason and purpose of the loan, write down the loan period, whether to repay the principal and interest or equal repayment, make a guarantee to ensure timely repayment, and finally sign and press the fingerprint.

1. Write a eulogy at the beginning of the application, that is, indicate which bank to apply for a loan from;

2. In the text of the application, state your current work unit, professional title, income, loan purpose, loan amount and repayment period. In order to ensure the smooth progress of the loan, if you use your own property as collateral, you should also specify what kind of real estate or movable property to use as collateral;

3. Generally speaking, before approving the loan application, the bank or unit will inquire about the personal information of the applicant, understand his credit standing and confirm whether he has repayment ability. Therefore, in the loan application form, it should be clearly stated that the unit or bank agrees to inquire its own information through the personal credit information system of the People's Bank of China;

4. When specifying the purpose of the loan, it should be specific. For example, I declare that this property is the nth house purchased by family loans (excluding provident fund loans);

Generally speaking, before applying for a loan, the bank will let you open an account in this branch (sub-branch) for the convenience of the lender's repayment. Therefore, in the loan application form, you should indicate that you have opened an account as required by your bank, and indicate the specific account number;

6. Write something similar to a letter of guarantee. That is, to ensure that the loan principal and interest are fully deposited in each repayment period and before the loan maturity date, and to authorize the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from the account on the monthly repayment date and loan maturity date;

7. Changing accounts often happens in life. Therefore, it should be noted in the application that if the repayment account changes, I will provide the new account information in time;

8. Clearly express that I am willing to bear the liability for breach of contract: if the account funds are insufficient and I default on the loan, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences;

Finally, you need to sign the handprint of the applicant and write down your valid ID card and application date.

How to write a loan application (application form)

Part I: Personal loan information.

To apply for a loan, we must first let the lending institution know who the applicant is, where he comes from, what occupation he is engaged in, where he works and other specific identity information of the applicant. This module is the window for lending institutions to get to know the applicant for the first time, and can establish a general understanding of the applicant.

Part II: Reasons for applying for a loan.

Every loan has a specific reason. The applicant should clearly write down the reason and purpose of the loan in the application form. Only by letting banks know your needs can they get more opportunities for themselves. Moreover, lending institutions are also very concerned about the lender's loan purposes, and only applications that meet the lending principles of lending institutions can be approved.

Part III: Personal repayment ability

For lending institutions, any loan is for profit, and the repayment ability of the applicant is the key. Applicants should write down their income and family assets, and emphasize that they are honest and trustworthy and have a strong willingness to repay.

Part IV: Supplement of other materials.

Then write some information according to the requirements of the lending institution, which is basically a relatively standardized loan application.

How to write a loan application?

1. Write the loan application in the middle, in a larger font, and then put a top box and write it in the bank.

2. Leave a blank line and start to write the applicant's name, gender, age, ID number and telephone number in turn, describing my assets, including valuable assets such as housing.

3. Then describe my income source, main occupation, annual income, etc.

4. Write another paragraph about the reason for the loan. I promise what income I can use to repay the bank loan. I promise to pay off the interest on time and repay the principal when due to ensure the safety of the bank's funds. Otherwise, I am willing to bear all the consequences and legal responsibilities. Finally, I signed my name in the lower right corner and wrote down the application date.