If the owner of the loan dies unfortunately, the arrears in the loan also need to be repaid. After the expiration, Alipay will make a dunning or directly deduct the funds in its Alipay account. If there is no fund in Alipay, it will be deducted from its bank card. If the deceased has no fund, it will fall on his heir, who will repay it within the scope of inheritance. If the heir does not repay, Alipay can sue.

The money borrowed by the husband after his death will be repaid first through his fund and then by his heir. According to the provisions of the Inheritance Law, the legal heirs in the first order include: spouses, so the debts in their loans will also be repaid by their wives after their husbands die. So death can't solve all problems. Plan your assets well in your lifetime so as not to bring trouble to yourself or your family.

"Borrowing" is a credit loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

Borrowing is a loan service launched by Alipay, and the current application threshold is that sesame scores are above 600 points. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

At present, the consumer loans launched by e-commerce giants are mainly aimed at the installment under the consumption scenario of this e-commerce platform, but with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another. The following is the actual experience of raising the amount:

1, deposited in Yu 'ebao or Zhaocaibao (regularly), and the money deposited in 15000+ can basically be paid out after 10, usually at1-10;

2. Download the online merchant bank app on your mobile phone, and then deposit it in the balance. Ten thousand+deposits can basically be lent out in one month+ten thousand consumer loans from online merchants' banks;

But there are still netizens who spit out Uncle Ma Yun; One of the reasons why I am not optimistic about these internet companies engaging in finance is that they have no experience in receiving users who can't even tell the difference between interest and handling fees.

This part of the business naturally has an impact on similar businesses of banks. After all, the scale of several major Internet giants is there. But not every industry is suitable for the Internet. The amount is too low to repay the principal in installments, which is a bit tasteless and doomed to be difficult to replace the position of traditional finance.