State-owned operating assets can be used for mortgage loans or guarantees in accordance with state regulations, such as: state-owned enterprises and wholly state-owned enterprises; Enterprises authorized by the state to invest; Establish limited liability companies and joint stock limited companies with state-owned shares. There are also public welfare facilities such as educational facilities and medical and health facilities of schools, kindergartens, hospitals and other public welfare institutions and social organizations, which can be mortgaged or guaranteed.

Second, whether state-owned real estate can be mortgaged.

State-allocated land and real estate can be mortgaged. The following properties can be mortgaged: (1) houses and other things fixed on the ground owned by the mortgagor; (2) Machines, means of transport and other property owned by the mortgagor; (three) the right to use state-owned land, houses and other fixed objects on the ground that the mortgagor has the right to dispose of according to law; (4) State-owned machinery, vehicles and other property that the mortgagor has the right to dispose of according to law; (five) the land use right of barren hills, gullies, hills and beaches contracted by the mortgagor according to law and mortgaged with the consent of the employer; (six) other property that can be mortgaged according to law. The mortgagor may mortgage the property listed in the preceding paragraph together. Legal basis: Article 395 of the Civil Law of People's Republic of China (PRC), the following properties that the debtor or a third party has the right to dispose of can be mortgaged: (1) buildings and other land attachments; (2) The right to use construction land; (3) the right to use the sea area; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships and aircraft under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together. Article 440 The following rights that the debtor or a third party has the right to dispose of may be pledged: (1) Bills of exchange, promissory notes and checks; (2) Bonds and certificates of deposit. (3) Warehouse receipts and bills of lading; (4) Transferable fund shares and equity; (5) Transferable exclusive right to use a registered trademark, patents, works and other intellectual property rights; (6) Existing and future accounts receivable; (7) Other property rights that can be pledged according to laws and administrative regulations. "

Third, can public houses be mortgaged?

Public houses without property rights cannot be used for mortgage loans, because only the real estate license is the only proof of mortgage loans.