1, right, use unsecured loans, also called unsecured loans, or credit loans. You don't need any collateral, you just need proof of identity, proof of income, proof of address and other materials to apply for a loan from the bank. Banks issue loans according to personal credit conditions, and the interest rate is generally slightly higher than that of secured loans. Customers can choose the loan term according to their individual circumstances, and then sign a contract with the bank, which is guaranteed.

2. Unsecured loan is a form of loan liability without specific asset guarantee, that is, a loan issued without the guarantee provided by the borrower or a third party according to law.