Ok, it's not difficult. Application threshold 1) The income requirement is low, and office workers with a monthly salary of more than 3,000 yuan can apply. 2) Permanent residents have lived in their places of residence for more than half a year. 3) The borrower must be the owner himself, and there is no loan for the vehicle. 4) Ping An Auto Insurance is within the validity period. 5) Low-priced cars can be applied for, and cars below 654.38+10,000 yuan can be applied for. 6) You can apply for a foreign license plate. 7) Operating buses can't apply for car loans from Ping An Bank. The term is between 65,438+02 months and 60 months, and there are various repayment methods such as average capital, one-time principal repayment and equal principal and interest. Applicants must have full capacity for civil conduct. Age is between 10-70 years old, personal credit is good, there is a stable source of income, repayment ability, in line with other relevant provisions of Ping An car loan. It is reported that as long as the applicant does not have any credit problems and has a stable source of income, basically the loan will be approved, and it doesn't matter whether there are overdue records in the past. Ping An Bank is not too strict about this.