Under the premise of real-name authentication, loans can be made through Alipay's "small micro-loan" and WeChat's "micro-loan". Briefly introduce the loan process of "small micro-loan":

1, use your mobile phone to pay Alipay and log in, click more.

2. In more cases, you can see small and micro loans. Click to enter. When you first click, the download will appear. After a while, you will complete the small program of embedding small and micro loans into Alipay.

3. Under "My Loan", there are projects that meet the conditions of account loan. This account can be loaned with ordinary funds (12 months), and others do not meet the application conditions. Click on the average capital loan (1February) to enter.

4. The daily interest rate, repayment period and repayment rules can be seen in the detailed introduction of the average capital loan (12 months). Click to apply for a loan after you understand everything.

5. The information of the lender uses the information certified by Alipay. If you are prompted that improvement is needed, click Improvement, and then enter the applied amount and information verification code. Finally, click Submit to apply for a loan.

Second, how to borrow money from WeChat change?

You can't borrow money with change. The main function of the change pass is to put money in, and then it has a fixed interest every day, and then you can get income from it.

Let's see what others say.

Third, how to borrow money from WeChat wallet?

1. Click to open WeChat, find "wallet" and click to enter the next step.

2. After completing the previous step, find the "Bank Card" option at the top of the menu bar and click Open.

3. After completing the previous step, you can see the loan under the bank card information.

4. After clicking in, you will see the "micro-loan" page, and then click the "borrow money" option to borrow money.

5. After completing the previous step, you can click the "Notes on Borrowing Money" at the bottom of the page for micro-loan.

Extended data:

Features of WeChat loan function:

1, unsecured and unsecured;

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. Wechat loan function does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of individual users with good credit.

2, 724 hours service, the fastest 1 minute to complete the loan; Relying on strict risk control rules and complete technical support system, it provides 724-hour online service with convenient and efficient procedures. All processes are completed on the mobile phone, and the loan can be received as soon as 1 minute.

3. As you borrow, you can return it, and there is no handling fee for prepayment. Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding and repayment, the WeChat loan function also supports users to settle loans at any time without charging any additional formalities.

Fourth, how to borrow money from WeChat wallet

Wechat needs to borrow money from the micro-loan service. After viewing the reading agreement, you can view the quota. The following are the specific steps for WeChat to borrow money:

Tools/raw materials:

Huawei P50Pro, HarmonyOS. 16.

1, enter the payment page.

Open the WeChat personal homepage and click.

2. Opening small loans

After entering the payment page, select the micro-loan loan option in the financial classification.

3. Check the protocol and open it.

In the pop-up page, you can borrow money after viewing the privacy agreement.