To apply for an Internet loan, we must first find a reliable Internet lending platform. The following are the top ten Internet lending platforms in China.
JD.COM gold bars
Jingdong Finance's pure credit loan products have a maximum loan amount of 200,000 yuan and a daily interest rate of between. The borrower is required to be over 65,438+08 years old and have a certain consumption record in JD.COM Mall.
Songqing e Dai
There are many application channels. You can apply in Yin Bei Consumer Finance APP, pay attention to the official account of Yin Beibei WeChat, and download Jingdong Finance-to borrow money. The better the personal qualification, the lower the interest rate and the lower the application threshold. You need to be between 20 and 50 years old and have a stable job or income.
JD.COM baitiao
Divided into fixed lines, temporary lines, special lines, etc. The borrower is required to be 18~55 years old, with a maximum of 24 installments, and the other installments are 3, 6, 12, etc. And enjoy an interest-free period of up to 30 days.
Baidu has money to spend.
The minimum loan amount is 1 1,000 yuan and the maximum loan amount is 300,000 yuan. You can choose 3, 6, 65, 438+02 and 24 months, and the daily interest rate is in the middle. The better the credit, the lower the interest rate, which is the best way to ensure timely repayment.
Xiaomi loan
The micro-loan products under Xiaomi Finance can borrow up to 200,000 yuan. As long as the Xiaomi loan mobile APP is installed and the personal information is authenticated, you can apply. Some users may not have permissions. The expected annualized interest rate on that day is calculated on a daily basis and repaid on a monthly basis in the form of equal principal and interest.
petty loan
The mobile phone credit loan of Tencent's Weizhong Bank can only be imported if it meets the conditions for opening micro-loans. The maximum amount is 300,000 yuan, and the loan interest calculated at the daily interest rate is about 18%.
Free payment
For the platform of Suning Consumer Finance Company, the application age should be 18-60 years old, and the first payment amount ranges from 3,000 to 8,000 yuan, with a maximum of 200,000 yuan, which has the characteristics of low threshold, large amount and fast payment.
Go on stage immediately
The application conditions are very simple. As long as the borrower's credit information is good, he is over 18 and under 55 years old, and he has a proper occupation or identity, he can apply after completing identity verification.
Gitzo Daichao
A consumer loan platform under Gitzo Consumer Finance can apply for a stable job as long as the monthly income is above 2,000. The loan amount is 2000-50000 yuan, which can be withdrawn without mortgage guarantee.
Haifu
For a product of Haier Consumer Finance, the application conditions are relatively simple, and the maximum loan amount is 200,000, so please don't overdue it, so as not to leave a stain on the credit record.
Top ten loan companies
The official online lending platforms of 10 recognized by the state mainly include: Youhuahua, Jingdong Finance, Suning Finance, Ping An Hewlett-Packard, Micro-loan, Credit Loan, Xiaomi Loan, Zhongyuan Consumer Finance, Meituan Life Consumption and Zhaolian Good Term Loan.
The following is a brief introduction to the licensed financial background of Bian Xiao based on the platform.
1. Money to spend: Xiaoman Financial's credit products are formal and reliable lending platforms, among which Iman Loan provides borrowers with a maximum loan amount of 200,000, with a daily interest rate of 0.02%-0.065%. The better the credit, the lower the loan interest rate, and the service life is generally 12 months.
2. Credit loan
The loan was renamed as a credit loan, and the safety index was relatively high. At present, as long as it can meet the sesame credit score of more than 600. The loan amount that can be applied for ranges from1000-300,000 yuan.
Many people often take out loans for emergencies when their lives are in trouble. Baidu has money to spend: Du Xiaoman's micro-credit loan has a maximum amount of 200,000, a maximum loan period of 24 months, and an annual interest rate as low as 7.2%. The specific interest rate is subject to the loan page. Be able to borrow and repay flexibly, apply online all the time, without guarantee and mortgage. The results will come out in a few minutes at the earliest after submitting the application, and you can get the money on the same day after passing it.