Yes Personal insurance is a form of insurance that takes the life or body of the insured as the subject matter of insurance. When an insurance accident happens to the life or body of the insured or the insurance expires, the insurer pays the insurance money to the insured or beneficiary according to the provisions of the insurance contract. If the policy is frozen, it cannot be changed, nor can the freezing period be changed. However, with the written consent of the insured, you can choose to change life insurance to parents, spouses and children to exercise life insurance-related rights.