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I want to ask what is cloud loan?
It is a full-line, mortgage-free, pure credit loan product specially designed for small and micro enterprises that pay wages on behalf of CCB or continue to deposit provident fund in local provident fund centers, which is the first in China. Using big data technology, credit loans were issued to high-quality small and micro enterprises that continued to pay housing provident fund, which was launched in the first batch in China. Small and micro enterprises can apply for "salary cloud loan" through CCB online banking or mobile banking without leaving home, which has won unanimous praise from customers.

On March 3 1 2009, on the occasion of the launch of "Salary Cloud Loan", CCB Qiandongnan Branch handled a credit loan of 5124,400 yuan for small and micro enterprises, which effectively solved the worries of small and micro enterprises about "financing difficulties", "slow financing" and "expensive financing".

Extended information related news:

"Thank you very much. I paid my salary at CCB, but I didn't expect to get a loan. It helped me solve the problem of capital turnover in 3 minutes! " Mr. Yang said excitedly.

It turns out that Mr. Yang is the head of a company in Kaili City. In recent years, due to the growing scale of the company's development, its own liquidity can not meet the development needs. As a small enterprise with no bank loan experience, I thought that the loan needed to be mortgaged, and the process was complicated. I didn't expect to get a loan amount of 580,000 yuan through CCB's "salary cloud loan", which not only saved a lot of examination and approval links, but also required funds to reach the company account in 3 minutes.

"Salary Cloud Loan" is a full-line, mortgage-free, pure credit loan product created by small and micro enterprises that pay wages or continue to deposit provident fund in local provident fund centers. In the whole process, you can apply by yourself by logging into the online channels of CCB, online banking and mobile banking. Adhering to the one-stop service concept of "treating each other with salary and achieving the future", it integrates five characteristics of "simplicity, self-help, quickness, flexibility and benefiting enterprises", and the system actively approves loans without financial statements.

People's Network Construction Bank launched a "salary cloud loan" with a maximum loan of 3 million yuan.