Under normal circumstances, the printed house purchase credit report can be queried and printed through the self-service inquiry machine of China People's Bank. In addition, the outlets of large commercial banks will set up self-service inquiry machines for personal credit reports, which can be printed as long as you bring your personal ID card.

The following are the specific steps to print a personal credit report:

1. First of all, you should find a self-service inquiry machine at the outlets of the People's Bank of China.

2. Then, insert the ID card into the left side of the inquiry machine for photo comparison and other operations.

3. Finally, the credit report will be automatically printed after the self-service inquiry is successful.

Requirements for mortgage credit reporting

The requirements for applying for credit report mortgage are mainly divided into the following aspects:

1, credit inquiry record. The inquiry record of the last two years will be displayed in the credit inquiry, and it will be pushed according to the date of inquiring the credit report. Query records of more than two years will not be reflected. Generally speaking, banks will check the hard inquiry records in the last three months or the last six months. The so-called hard inquiry refers to loan approval, credit card approval and guarantee qualification examination, which are authorized by themselves to the corresponding institutions when applying for loans and credit cards. Every bank has different requirements, and it is best to work hard in the last six months.

2. The credit information responsibility record will record the use of all loans and credit cards in the past five years, including settled loans, cancelled credit cards and loans and credit cards currently in use. First of all, it can reflect the personal debt level; Second, you can see the historical settlement records and judge the personal assets in the past five years. If non-bank loans (loans issued by non-bank institutions such as online loans) were often used before, then the personal economic situation must be not very good. Generally speaking, when applying for a mortgage loan, the account manager will ask the customer to pay off the credit card or part of the credit loan according to the specific situation.

3. In fact, the historical overdue of credit information can be put together with the second point, that is, the repayment of loans and credit cards in the past five years. The general requirement is not to accumulate three times in the past two years, which means that all loans or credit cards must not be overdue six times in three consecutive months or two years.