Currently China Merchants Bank offers overseas study loans. Whether it is easy to apply for it depends on the local development situation and your situation. The study abroad loans issued by China Merchants Bank to natural persons in some cities are used to pay the tuition fees, living expenses and other expenses incurred during the study abroad period of visa applicants or immediate family members. If you meet the application conditions, you can try to contact the branch to apply.

Requirements: 1. Have a legal and valid identity certificate; 2. Age plus the loan period shall not exceed 70 years; 3. Have the ability to repay the principal and interest of the loan on time; 4. Have obtained a study abroad notice or other enrollment certification materials ; 5. Comply with laws and regulations, be honest and trustworthy, have no illegal conduct, and are not currently involved in any criminal cases or civil cases that are unfavorable to them; 6. Other conditions stipulated by the handling agency.

The amount needs to be determined based on the study abroad notice and other supporting materials. In principle, the minimum credit limit for a single credit is not less than 1,000 yuan and the maximum is not more than 1 million yuan. The specific amount needs to be confirmed by contacting the local outlet.

Generally, it is handled by mortgage, and the loan term is not more than 8 years (inclusive); it is handled by credit, and the loan term is not more than 3 years. It is specifically recommended that you check with your local network to see if you can apply.