Bail pending trial refers to a criminal compulsory measure to prevent criminal suspects and defendants from evading investigation, prosecution and trial, and to order them to put forward a guarantor or pay a deposit or issue a letter of guarantee. Whether the bank can approve the loan during the period of bail pending trial depends on whether it meets the conditions of bank loan. Under normal circumstances, bail pending trial does not conflict with bank loans.

Because borrowing is a civil act, it is a bail pending trial and has not been deprived of this right. And the bank has no right to check your criminal record, only your credit record. You can apply for a loan as long as your credit history is intact. Under normal circumstances, you can apply for a loan to buy a house if your age plus the loan period is no more than 70 years old.