1: Hainan's population base, foreign investment ratio and insurance itself (domestic) are unreasonable, and Chinese people have poor understanding of insurance and claims settlement.

So insurance is not good.

The property is ok, but the ups and downs are too great to capture customers.

3. FMCG industry should be subdivided. As Hainan is a tourist city with a large floating population, it can only target fast-moving consumer goods.