If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in "My → All → My Loan → My Lightning Loan".
The maximum loan amount is 300,000 yuan, and the minimum is 1 10,000 yuan; Your specific limit will be verified according to your business situation in China Merchants Bank. You can check it after your application is successful.
There are two borrowing times:
Lending in 5- 10 minute: after some customers submit the application for "lightning loan", the system can automatically complete the loan approval within 5- 10 minute, and inform you of the loan approval result by SMS. If the loan is approved, the system will automatically issue the loan immediately;
T+ 1 day loan: after some customers apply, the staff will go to the e-commerce to verify the authenticity of the loan within T+ 1 day, and will arrange the loan as soon as the information is confirmed; Please keep the phone open.