Check. Yingxiaoqian is an online loan platform that will submit the relevant information of the borrower to the credit bureau so that the credit bureau can record the borrower's credit information and credit evaluation results. Therefore, when the borrower borrows money from Yingxiaoqian, he will be responsible for the personal information of the borrower. Credit reporting has an impact. Yingxiaoqian is a formal loan service platform company founded in 2013. It provides a convenient and rich consumer finance intelligent platform and is legally protected by official website certification.