Generally speaking, rent loan means that the tenant signs a loan contract with the financial institution that cooperates with the enterprise while signing a lease with the long-term rental apartment enterprise, and the financial institution pays the rent to the long-term rental apartment enterprise for the tenant, and then the tenant repays the loan to the financial institution in installments. Rent loan can effectively alleviate the one-time payment pressure of tenants, but in the absence of supervision, the risk is greater.
Can the rental loan be terminated?
Rent loans are legally binding and cannot be terminated at will. If there is a demand for termination, the borrower can negotiate with the loan financial institution whether the loan can be repaid in advance, and the borrower can also check the loan contract to see if there is a corresponding termination treaty or prepayment agreement. In addition, there may be liquidated damages for returning the rental loan in advance, which shall be borne by the borrower.
What should I pay attention to when renting a house?
1, the date of signing the contract and the expiration date of the rent, as well as the way and date of paying the rent, and how to compensate the landlord for early termination.
2. When the renter requests to return the lease at the expiration of the contract, the landlord can deduct the renter's deposit on the condition that the housing facilities are damaged or under other excuses, causing unnecessary losses to the tenant. Therefore, when signing the lease contract, both parties should indicate how many working days after the lease expires. If the house and its facilities are not damaged, the owner should refund the deposit.
3. It is necessary to specify the location, number of rooms, area, quality, lease term, rent and payment term and method of the leased house.
4. Make an agreement on house maintenance and expenses.
5. Check whether the subject of the contract is qualified, that is, whether the lessor and the lessee have the corresponding conditions. Review whether the leased object is qualified, that is, whether the lessor's house is allowed to be rented by laws and regulations. Review whether the house lease procedures are complete. Proof of house property right is not a sufficient condition for legal rental. In order to apply for house lease certificate in accordance with relevant regulations, the lease contract must be registered before it can take effect.