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The difference between residents' online loans and farmers' loans in Xinyu Rural Commercial Bank.
1. Xinyu Rural Commercial Bank's online loan and Huinong e-loan are pure credit loans of 1 000-300,000, with a loan term of 5 years and a loan term of1year.

2. Rural commercial bank residents' online loan credit guarantee. Huinong e-loan is guaranteed according to the customer's production, income and guarantee.

3. Online loans are aimed at small and micro enterprises, and Huinong E loans are aimed at farmers' loan products.

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