2, undertake the platform fancy collection.

If it is overdue, there will definitely be a collection contact after a long time, and with the increase of time, the collection will become more and more severe, which will have a great impact on your life.

3, affecting credit, Allianz did not use credit before, but now it does.

The defendant went to court.

Alec may be sued in court if he fails to repay the loan in time or maliciously for a long time. Once the court decides that the online lending platform wins the case, the borrower will have to pay both parties' litigation costs and huge fines, and even face jail time.

What should I do if Yaliancai's small loan is unable to repay?

1. If it is really unable to repay, it shall negotiate with Alec Finance to extend the repayment period or return it in installments;

2. Don't use loans to support loans after the overdue period of Yalian Finance, otherwise you will owe more and more, leading to the collapse of funds;

3. Find a part-time job. You can find a part-time job before the overdue date of Yalian Finance and strive for early repayment.

2065438+08129 October, 18 The first batch of borrowers of peer-to-peer lending platforms maliciously evaded debts and were included in the central bank's credit information system, and were punished for breach of trust, involving an overdue amount of nearly 200 million yuan. The so-called malicious evasion of debts refers to the act of being able to repay, but not fulfilling the obligation to repay. Since the development of online lending 10 years ago, malicious evasion of debts has always been a chronic disease in the industry. Especially recently, some P2P online lending institutions have frequent risks, and some borrowers have taken the opportunity to maliciously evade debts and fail to pay them back within the time limit, which has aggravated the risks in the P2P online lending industry. The insiders believe that it is not only conducive to urging borrowers to repay their debts in time, but also conducive to purifying the internet financial environment by incorporating the information of malicious debt evasion in the internet finance field into the credit information system and taking measures to punish dishonesty. With the gradual implementation of the regulatory policies of the entire online lending industry, the situation of malicious evasion of debts and malicious running of the platform will be greatly reduced, and the online lending industry will develop more healthily.