No.

1. First, you need to fill in your mobile phone number when borrowing money on the Yibangshou platform. When registering, you need to enter your mobile phone number and confirm the authenticity of the mobile phone number through a verification code.

2. Next, upload your ID card photo. Real-name authentication is necessary. To release money, the company needs to know the true identity of the borrower. Photos are required.

3. Finally bind your bank card. When the user fails to repay on time, the money will be automatically deducted from this card. You must have a card. These three items are required. Once completed, the platform will evaluate the amount through the background.