At present, Shijiazhuang applies for commercial personal housing loans to households who purchase ordinary housing, and the down payment ratio is not less than 30%; If the paid workers' families use the housing provident fund loan to purchase the first set of ordinary housing, the down payment ratio will be adjusted to 30%.

Shijiazhuang first housing provident fund loan interest rate:

Shijiazhuang housing provident fund loan interest rate is the personal housing provident fund loan interest rate announced by the People's Bank of China.

1. First home: If the first home is purchased, the benchmark interest rate of housing provident fund loan is 1-5 years (inclusive), 2.75%, 6-30 years and 3.25%.

2. Second house: If the house purchased by applying for provident fund loan is the second house of the family, the interest rate of personal provident fund loan is 1. 1 times the interest rate of the first personal loan in the same period (65438+3.025% in 0-5 years and 3.575% in 6-30 years).

Note: The bank interest rate will vary according to the time, place of acceptance and credit status of the applicant.