1. Soldiers who participate in the housing provident fund can buy, build, renovate and overhaul their own houses during their service. After vacating the military housing, you can receive all the individual housing provident fund after approval, and continue to participate in the housing provident fund collection. Demobilized, retired, retired personnel, after vacating military housing, the balance of housing provident fund in their personal accounts shall be paid to individuals in one lump sum by their units; Sacrifice, deceased personnel and their spouses and children vacate military housing, the unit will pay the balance of housing provident fund to the legitimate heir.

2. Officers, civilian cadres and non-commissioned officers who participate in the collection of military housing provident fund, as well as retired cadres and non-commissioned officers under military management, can apply for military housing provident fund loans when purchasing housing. When applying for a loan, you need to meet the following conditions:

(1) The family has the ability to repay the loan principal and interest;

(two) there is no less than the proportion of the first payment of housing provident fund loans stipulated by the state;

(3) Having a house purchase contract, agreement or relevant certification documents that meet the legal requirements;

(4) Providing loan guarantees that meet the requirements of cooperative banks;

(5) The purchased house is the first family house;

(6) Neither husband nor wife has applied for military or local housing provident fund loans;

(7) Its credit status is good;

(eight) other conditions stipulated by the army and cooperative banks;

(9) If both husband and wife of the borrower are military personnel, only one of them can apply for a military housing provident fund loan.